Insurance companies offer property policies that normally take into consideration the size of the home and consequent average value of contents. This is calculated on an average of total square metres of floor space. Further options are available that affect costs. If the property has large windows, a glass insurance component will be advised.
The price of insurance coverage depends on the location and type of property. If the place being insured is a flat or apartment, then the floor may have a bearing on the coverage. And if the building is being renovated, the company wishes to be informed of such things as scaffolding due to the increased likelihood of a break in. Under-coverage can be costly in the event of a claim.
The choice of companies is vast including such solid companies as AXA, Allianz and Gothaer. Online competition is rife and normally less expensive.