Insurance in Rhine Ruhr

Written by Garry on


Germans often consider themselves to be over insured. Surprisingly this can also include multiple insurance (Versicherung) policies. Travel is a classic example. Many will possess liablility and accident of theft coverage for travel calamities yet pay for credit cards which include travel insurance as part of the package as well as making an online booking with further insurance.

Insurance coverage is available for every situation that may occur to expats in the Rhine Ruhr region. The list of policies is never ending; property, glass, accident, liability, pets and competition is enormous.

Health insurance is normally a legal obligation for expats who relocate to work.

Vehicle Insurance in Rhine Ruhr

In Germany, insurance coverage is not taken out on a personal basis, covering the vehicle rather than just the driver. While personal records and national averages influence policy prices, Interestingly, court decisions on discrimination caused policy changes concerning gender.

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Health Insurance in Rhine Ruhr

Health insurance is compulsory for Germans and foreigner alike. The health system is highly complex with some two or three options available to foreigners relocating to the country. Expats can generally either sign up to the state scheme (freiwilig) or take out private insurance.

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Liability Insurance in Rhine Ruhr

Residents across the Rhine Ruhr region sue their neighbours over such topics as shrubs and trees busy growing branches and infringing property boundaries. Or the neighbour has sawn off healthy growth due to extensive shade. Many other reasons exist with which to offend personal rights.

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Property Insurance in Rhine Ruhr

Insurance companies offer property policies that normally take into consideration the size of the home and consequent average value of contents. The price of coverage also depends on the location and type of property being insured, flat or apartment, house, which floor, artworks.

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